We have a pre-approval letter!
It's for the first amount of the home, before the upgrades, so we're working on getting that part fixed.
We have to get them our bank statements, w2's, and copy of our drivers licenses. We also have to write a letter explaining our credit and bankruptcy. We have loan rep from somewhere who is going to help us that.
I know it's not an approval. Not yet anyway. =)
I went out to the property tonight with my kids and parked the van on it. I got and prayed over it. My eldest daughter took that opportunity to roll all 4 windows in the van down and blast worship music. I love her.
I stood in the middle of it and told the Lord the desire of my heart. But I also know, and said, no matter what, I will continue to love HIM no matter what. We then came home, and my hubby walked through the door with the pre-approval letter. They faxed it to him.
We are going to get it all together tomorrow and send it in tomorrow. Our appt. with Guardian is at 10. They can't submit it to underwriting until the 15th. So we should know soon. I'm still praying.
On another front, some of you have started following my other blog, my personal one. My grandfather (who has been a father figure to me since my dad died when I was 11) has Alzheimer's. We found today he also has lung cancer. At least a stage 2. He sees the oncologist tomorrow. He as already said he will not get surgery. He probably won't opt for the Chemo either. He's already dying of one disease. Why fight the other one when you already have a death sentence.
He lives less than 2 minutes from me right now. My heart grieves over this. I love him so much. As sad and cruel as this may sound, I just pray he goes peacefully in his sleep when the time comes.
So life is full of up and downs right now. A pre-approval is a start. Now we just hope underwriting likes what they see and approves us officially. Hopefully by the beginning of the week after next, we'll know (the 15th is next Friday. So I'm thinking maybe Wed. the week following we might now....maybe).
So.... for now, my little blip is still beeping!!!
_______/\_____/\_____/\______beep beep beep. =)
Keep us in your prayers please. To have come this far..... Please. Thank you.